Low interest rate environment makes it difficult to generate sufficient income from a portfolio

Traditional allocations (stocks/bonds) are forced to rely on skimming gains each year to supplement income

  • Access to institutional-style income investments
  • Segment portfolio into “buckets” to ensure sufficient income from interest, dividends, and distributions
  • Allow growth assets to stay “long-term” and reduce the need to sell assets each year

LIVING EXPENSES

CASH NEEDS

INCOME

GROWTH